Need to spend less? The possibilities are endless.Here are some ideas to get you started:
1. Cut down on your dry-cleaning bills by buying only machine-washable clothes.
2. Bring rented videos back to the store on time. Those late fees can really add up. Ditto for overdue library books.
3. Want to see a movie? Catch the matinee show. It's often cheaper than the later show times.
4. Take a defensive driving course. In most state, you'll get a discount on your car insurance.
5. Stop with the expensive gifts,give of your time instead. Watch your brother's kids for a weekend or give a friend a homemade dinner.
6. Cook at home instead of ordering take-out dinners.
7. Cancel the premium movie channels on your cable service.
8. Cancel the premium services on your home phone. Instead of using voice mail,for example,buy an inexpensive answering machine.
9. When looking for a phone number,use the phone book instead of directory assistance.
10. Do it yourself,as in cut your own lawn; polish your nails; paint the house; wash the car,rather than paying someone else to do it for you.
11. Cancel some magazine subscriptions. Trade magazines with friends,relatives,and colleagues.
12. Buy used books or paperbacks rather than new hardback releases. Or better yet,use your local library or borrow books from friends.
13. Next vacation,camp in the great outdoors instead of staying at a pricey hotel.
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